National Retail Chain Will No Longer Accept Common Form Of Payment

Man buying and paying money in the supermarket. Photo with people in the store during the shopping. Person is using contactless payment

Photo: Alexander Shelegov / E+ / Getty Images

Target will soon stop accepting personal checks as a form of payment as part of its efforts to streamline and speed up the checkout process.

"Due to extremely low volumes, we'll no longer accept personal checks starting July 15," the retailer said in a statement. "We have taken several measures to notify guests in advance to aid an easy and efficient checkout experience."

Target will still accept other forms of payment, including cash, debit and credit cards, and digital wallets.

"Target is committed to creating an easy and convenient checkout experience, and that includes providing our guests with numerous ways to pay, including our new Target Circle Cards (formerly known as Target RedCard); cash; digital wallets; SNAP/EBT; buy now, pay later services; and credit and debit cards," the company's statement continued.

Customers will still be able to mail checks to make payments on their Target Circle Card.

The move comes as the number of people who use personal checks is declining. According to a report by Federal Reserve Financial Services, personal checks accounted for 3% of payments in 2023, down from 7% in 2020.

The retailer is also phasing out self-checkout registers at some stores in an effort to clamp down on shoplifting.

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